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Wednesday, May 6, 2009
Free and cheap ways to protect credit
Maintaining a good credit standing is vital to any consumer’s existence these days.
We all must take an active role in protecting our credit and bank accounts by watching out for identity theft and other fraudulent schemes that can cost us a great deal of money and time.
So here are seven tips from Wise Bread, a savvy consumer site, to help you protect your credit for little or no money:
1. Order your credit report for free: Go to Annual Credit Report. Everyone is entitled to one free report per credit bureau each year.
2. Check out free sites and resources for credit information: Get free credit scores through sites such as Credit Karma. Other sites that offer free credit “grades” and proprietary ratings are KnowBeforeYouApply and Quizzle.
3. Ask your financial institution for assistance.
4. Get a security freeze. Some folks have opted to freeze their credit files rather than watch them.
5. Use a credit score estimator. Credit Karma is good for this, too.
6. Set up fraud alerts on your accounts.
7. Pay for a credit monitoring service. Wise Bread said it is worth it to employ sites such as myFICO.
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Diamonds marked down 52% to 72%
International Diamond Jewelers is having a diamond sale this week through Saturday, May 9, on more than 5,000 items.
With markdowns of 52 percent to 72 percent off, it might be a good place to find a beautiful Mother’s Day gift at a great price.
The company said that the prices are only guaranteed if you bring in the ad inserted into today’s Dayton Daily News. There was an ad like today’s in Tuesday’s paper as well, and might be one in Thursday’s.
But, my guess is, since the company runs big sales often, you are likely to get a great deal at the store with the ad or without.
There are two Dayton-area locations; one at 5949 Far Hills Ave. and another at 6743 Miller Lane.
Permalink | Comments (1) | Post your comment | Categories: Holiday deals, Savings
Wii games available from $9.99
DealNews has a new item today, May 6, about Nintendo Wii games that are available from around $9.99 at NewEgg.com.
The bargain-spotting DealNews site notes that, with the free shipping, the games are at the lowest total price they could find. Wii games are usually anywhere from $19.99 on up.
Among the games they found at discount prices are: Avatar: The Burning Earth for $9.99, Tony Hawk’s Downhill Jam for $11.99, Elebits for $14.99, Sonic and the Secret Rings for $14.99, Tenchu: Shadow Assassins for $15.99, House of the Dead 2 & 3 for $15.99 and Okami for $16.99.
Permalink | Comments (1) | Post your comment | Categories: Savings
Free plant to first 100 moms Sunday
Meadow View Growers, a popular garden center in New Carlisle, is having a special for Mother’s Day on Sunday, May 10, and offering a free plant to the first 100 moms.
Siebenthaler’s is having a Mother’s Day special online coupon marking down Miracle Gro Bloom Booster 1.5-pound box for $4.99 (it is regularly $9.99. Limit two per customer.
Also, this weekend, Siebenthaler’s is having a 20 percent off sale on pottery, zonal geraniums and roses. Their garden centers are in Centerville and Beavercreek.
And Grandma’s Gardens is having a Mother’s Day sale of 25 percent off all roses, flowering shrubs and tropical plants. In addition, the Waynesville garden center is taking $5 off all flowering hanging baskets.
Permalink | Comments (0) | Post your comment | Categories: Holiday deals
How much will you spend on Mom?
The average amount that will be spent on a Mother’s Day gift this year is $124, according to the National Retail Federation’s 2009 Mother’s Day Consumer Intentions and Actions Survey of nearly 9,000 consumers that was conducted by BIGresearch.
And that is actually down from last year’s $139.
Total Mother’s Day spending is expected to reach $14.10 billion (spent by those 18 and older) which is slightly more than is spent at Easter.
The study found that the majority of people will buy flowers for Mom, slightly more than half will treat her to a special outing such as dinner or brunch, and others will buy jewelry, gift cards, clothing or clothing accessories, and personal services such as a day at the spa.
Computer-related accessories, housewares, gardening tools, books and CDs also made the short list.
Looking at what folks plan to buy, that $124 seems high. But maybe that is just the Dayton, Ohio, in me talking — it was a national survey.
What about you?
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Tips for getting Mother’s Day deals
In honor of Mother’s Day and the opportunity to not only spend but to make your mother proud, ShopSmart;) magazine has some tips to shop smarter for the woman who brought you into the world.
Also, since there is still time to order online, Buy.com put together a list of the latest deals on gifts for moms.
Amazon also is having a Mother’s Day sale, offering up to 50 percent off potential gifts. They have categories such as “Outdoorsy Mom,” “Decorator Mom,” “Trendy Mom,” etc., which are just fun to consider.
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