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Tuesday, May 12, 2009
41 simple investment tips
This blog doesn’t usually delve too far down the consumer path into investment information, but this list of 41 investing lessons we already know from Investing School was too helpful to pass up.
If you can get past the header of “Investment Advices,” the list has many great tips that most of us have heard, but we should all remember to heed, including:
No. 17. Don’t trust everyone the broker says.
No. 31. Don’t take on too much risk.
And, No. 27. Keep learning.
Wallet Pop has this and some other links to good investment strategy in a post from Monday, May 11, titled What’s the point of budgeting? and other hot personal finance stories, via Tip’d.
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Free recipe booklets, coupons and more
Our buddy Andrea over at Mommy Snacks has a great list of free recipe booklets, newsletters and coupons on her site today, May 12.
The offerings include recipe books for Betty Crocker, Bisquick, Kraft, Pillsbury, Jiffy Mix, and many more.
It is free food for thought.
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Want to try Sam’s Club for free?
The Deal-Seeking Mom noted today, May 12, that Sam’s Club is offering a free one-day pass to the store through May 25.
There are three area Sam’s Clubs — one in Centerville on Miamisburg-Centerville Road, one in Beavercreek on New Germany-Trebein Road and one in Dayton on Miller Lane.
All three confirm they will honor the pass if you want to check out the store.
Sam’s Club is a member’s-only store that offers warehouse savings. The store has individual and business memberships starting at $35 per year for a business and $40 per year for an individual.
Not sure if Sam’s Club is for you? Here is one frugal mom, one family financial blog and even Smart Money folks at the Wall Street Journal who swear by it, but the real test is if it will work for you and your family or business.
So use the coupon and check it out — you have nothing to lose.
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Things retailers, supermarkets won’t tell you
Jonathan Dahl and the editors of Smart Money, The Wall Street Journal Magazine, just came out with a book called “1,001 Things They Won’t Tell You.”
The book is a compilation of the many lists of “10 things” the editors have compiled over the years of what consumers aren’t being told by the experts about everything from the DMV to the dentist to education to Major League Baseball.
Their lists can help you make more informed decisions about spending so you get the most for your money.
To give you a sampling of what the book has to offer, here are some of the notes from the lists about retailers and supermarkets, since those lists pertain directly to this blog’s subject matter.
Among their “10 things your retailer won’t tell you”:
1. Forget commissions, our staff gets kickbacks. The book notes that sometimes salespeople benefit from steering consumers to certain items.
2. That salesman doesn’t actually work here. Sometimes stores have marketing managers wandering the stores to “offer information.”
3. If you knew our return policy, you might not shop here. Ask about policies before making an electronics purchase.
Among the things the supermarkets won’t tell you:
1. Our specials are anything but. Sometimes the coupons they offer are not discounts at all. Compare prices before you buy — even with a coupon.
2. Everybody pays a price for our “loyalty” program. Customers shopping at stores with loyalty programs who don’t join are footing the bill for the others. And if you do join, you pay a price with your privacy.
3. Our stores might make you sick. In addition to bugs and rodents, some stores spray pesticides that can actually make you more sick than the vermin. The editors recommend asking if the store has a food-safety manager.
“1,001 Things They Won’t Tell You” is listed for $16.95, but you can get it at Amazon right now for $11.53.
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