DAYTON — City Commissioner Dean Lovelace says he will seek meetings with Dayton-area banks within the next few weeks to discuss a study’s conclusion that blacks and, to a lesser extent Hispanics, are denied lower-cost home loans at higher rates than white borrowers in Montgomery County.

Lovelace said Friday he wants to discuss ways of correcting these problems. He said he will also ask Ohio Attorney General Mike DeWine how he is enforcing a state law that prohibits predatory lending, and will report the loan-access problems in Montgomery County to Richard Cordray, director of the new Consumer Financial Protection Bureau in Washington, D.C.

A study by the National Community Reinvestment Coalition, an advocacy group that promotes community access to basic banking services, concluded that in Montgomery County, blacks received 7.7 percent of prime conventional loans in 2006 and 2.7 percent in 2009, compared with their 19 percent share of households in the county. Prime conventional loans, with more favorable interest rates than subprime loans, decreased between 2006 and 2009 by 62 percent for blacks and 16 percent for Hispanics, while prime conventional loans for all other groups increased during that time, Lovelace said.