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Problem paying your mortgage? See this man

Alfred Patterson, Jr. is point man for the HomeSaver program, a service of County Corp, the nonprofit economic development arm of Montgomery County.

Ron Alvey Alfred Patterson, Jr. is point man for the HomeSaver program, a service of County Corp, the nonprofit economic development arm of Montgomery County.

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By Steve Bennish, Staff Writer Updated 10:36 PM Saturday, May 30, 2009

If you’re having trouble paying your home loan, get to know Alfred Patterson Jr.

Here’s why: To the dismay of many officials in the Miami Valley, those being swept into the foreclosure sea aren’t seeking help — even when it could save them. And when they do seek help, they’re doing so in disappointingly small numbers.

Patterson, an even-tempered, straight-forward 53-year-old, is point man for the HomeSaver program, a service of County Corp, the nonprofit economic development arm of Montgomery County.

County Corp is working with the county Recorder’s Office in an attack on the foreclosure crisis, which is on track to wipe out 2,400 households in Montgomery County in 2009 — only a few hundred fewer than last year, according to county recorder Willis Blackshear.

Patterson said the government-funded HomeSaver program is free and has no strings attached.

“If you have gotten a foreclosure notice and you can’t handle it, there is only a window of opportunity, and you have to attack it,” he said.

County Corp offers to tailor a plan for each home loan because homeowners need an expert to help them or risk frustration.

“The majority of folks who are losing their homes can be saved,” he said. “They are losing their homes because they don’t know what their options are.”