Mortgage Rates Friday, March 31: Holding Steady

Mortgage rates for 30- and 15-year fixed home loans, as well as 5/1 ARMs, all held firm today, according to a NerdWallet survey of current mortgage rates published by national lenders Friday morning.

The stock and bond markets have had little to feed on lately, with tame economic reports and continued uncertainties in Washington. Mortgage rates are standing pat while lenders search for reasons to reprice.

MORTGAGE RATES TODAY, FRIDAY, MARCH 31:

(Change from 3/30)
30-year fixed: 4.31% APR (NC)
15-year fixed: 3.71% APR (NC)
5/1 ARM: 3.85% APR (NC)

» MORE: How much home can you afford?

Homeowners looking to lower their mortgage rate can shop for refinance lenders here.

NerdWallet daily mortgage rates are an average of the published annual percentage rate with the lowest points for each loan term offered by a sampling of major national lenders. APR quotes reflect an interest rate plus points, fees and other expenses, providing the most accurate view of the costs a borrower might pay.

Hal Bundrick is a staff writer at NerdWallet, a personal finance website. Email: hal@nerdwallet.com. Twitter: @halmbundrick.

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