7 things to know now: Payday loans; UCLA shooting; black boxes; NBA championship

Here's a roundup of news trending across the nation and world today.

What to know now:

1. Payday loans: A new federal lending rule could mean that it will be more difficult to get a "payday" loan. The Consumer Federal Protection Bureau on Thursday will propose a new rule that requires lenders to determine whether borrowers can afford to make each repayment on time and still cover their basic living expenses. Research shows that nearly two-thirds of all payday loans go to borrowers who are unable to pay back the money. Some loans carry interest rates up to nearly 400 percent annually.

2. Texas and Obamacare: The largest health care insurer in Texas is asking for an increase in premiums for 2017, saying it cannot afford the lower-than-hoped for enrollment under the Affordable Care Act, or the fact that those who do enroll are sicker than expected. Blue Cross Blue Shield of Texas is seeking to raise premiums by nearly 60 percent in its individual market plans. Earlier this week North Carolina's largest insurer said it will seek an average increase in premiums of of 18.8 percent.

3. UCLA shootingA shooting on the campus of UCLA Wednesday was a murder-suicide, according to law enforcement authorities. A professor, William S. Klug, was shot and killed in the incident, and police believe the shooter, upset over a grade, took his own life. The campus, with more than 43,000 students, was on lockdown for several hours.

4. Not talking: Bryan Pagliano, a former State Department IT specialist, says he intends to invoke his Fifth Amendment right not to incriminate himself in a deposition set for next week. Pagliano, who set up and helped to maintain the private email server at former secretary of State Hillary Clinton's New York home, says he will be answering no questions in the deposition in a lawsuit brought by a conservative group who sued to get information about Clinton's server.  Pagliano has already accepted an immunity deal with the FBI in their investigation of Clinton's private server.

5. Black boxes: Investigators say they have located a signal from the "black boxes" of the missing EgyptAir flight. They say the signal is coming from a spot off the Greek island of Crete. The plane, on its way from Paris to Cairo, crashed into the Mediterranean Sea last month with 66 people on board.

And one more

Thursday night's Game 1 of the NBA championship will look a lot like Game 1 of last year's NBA championship as the Golden State Warriors behind Stephen Curry take on the Cleveland Cavaliers and LeBron James. Golden State won it all last year. Tip-off for the best-of-seven championship is 9 p.m. ET.

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