• Don’t provide personal information, including bank account numbers, credit card information or Social Security numbers over the phone until you’ve verified the company is legitimate.
• Use strong passwords, like a combination of numbers with upper and lower-case letters. If your computer is used by others, make sure each user has his or her own password. Change your password every 90 days and never share it.
• Update your computer’s anti-virus protection, install new software updates and keep your firewall up-to-date.
• Don’t give out clues you’ll be away from home. For instance, don’t announce to friends on social media that you’re going on vacation. It’s an open invitation to thieves.
• Watch out for deals that sound too good to be true. Legitimate businesses won’t give away products and services to undercut other companies’ prices.
• Beware of suspicious e-mails. When in doubt, delete.
• Beware of someone saying you won a free vacation, but wants you to pay fees, etc. A legitimate company won’t ask you to pay for a prize.
• Consider logging off the Internet when you’re not using it. It may be convenient to stay connected, but it could be easy access to hackers. Also, turn off your computer or modem whenever you’re not online.
• Don’t take people at their word. Be sure to get everything in writing.
• Don’t let yourself be rushed, pressured or get emotional when making business decisions.
If you have any questions regarding scams, you can always get help from your BBB. Visit www.bbb.org or call (937) 222-5825 or (800) 776-5301.
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