10.8.20 Southwest wants pay cuts, not layoffs; Beware payroll advance apps

Southwest asks employees to accept pay cuts to avoid furloughs. The airlines and the travel industry as a whole are having a really hard time anticipating demand as consumers wait until the last minute to book airfare.

Different apps now allow Americans access to their paychecks ahead of time. But these apps are a bad idea and can cause you to live not just paycheck to paycheck, but day to day.