Uninsured drivers: What you can do to protect yourself?

In Ohio, motorists are required to have insurance that covers at least $25,000 for bodily injury or death of one person; $50,000 for bodily injured or death of two or more people; and $25,000 in property damage, according to Elk & Elk.

But when you’re in a crash and the person at fault is uninsured, or underinsured, who is left paying the bills? Unfortunately, in most cases, you end up paying out of pocket.

However, an optional insurance policy can help protect you.

Uninsured motorist coverage helps compensate policyholders for damages and losses in a crash with an uninsured driver.