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Uninsured drivers: What you can do to protect yourself?

ajc.com

Getting into a car crash can result in a huge financial strain for some people, even in a minor wreck. And when the person at fault is uninsured or underinsured, costs add up even faster.

News Center 7's I-Team took a look at an insurance loophole that keeps Ohio tracking uninsured drivers and how that can put other motorists at risk. For more details, tune in at 5:30 p.m. Monday, Feb. 17.

In Ohio, motorists are required to have insurance that covers at least $25,000 for bodily injury or death of one person; $50,000 for bodily injured or death of two or more people; and $25,000 in property damage, according to Elk & Elk.

But when you’re in a crash and the person at fault is uninsured, or underinsured, who is left paying the bills? Unfortunately, in most cases, you end up paying out of pocket.

However, an optional insurance policy can help protect you.

Uninsured motorist coverage helps compensate policyholders for damages and losses in a crash with an uninsured driver.