ATM skimmers can nab your info; what to know

Automatic Teller Machines or ATMs have made banking more convenient and easier. However, ATM skimmers steal nearly one billion dollars annually worldwide, according to Bankrate.com. One in five people have become victims, according to Javelin Strategy & Research. Your Better Business Bureau advises what to look for at your next trip to the ATM.

An ATM skimmer is a small electronic device, which attaches to an ATM where your card is usually inserted. It’s used by criminals to capture your personal information from your credit or debit card. Many times they’re used along with a surveillance camera to capture your PIN number. Once this is done, a copy of your card is made by the scammer and your account is jeopardized.

Your BBB offers these tips to avoid ATM skimmers:

Be skeptical of a loose card slot. Grab the slot where your card goes, if it's loose, there may be a skimmer attached.

Protect your PIN. Always use your free hand to cover up the keypad when entering your PIN avoiding any misuse of your PIN and card.

Set a limit to an ATM withdrawal. Check with your bank to see if you can set a daily limit to withdrawals.

Avoid ATM machines in poorly lit or low-traffic areas. Try to use an ATM inside a bank or business because they're less likely to be tampered with.

Consider paying with cash next time you fill up at the pump. Gas stations are perfect opportunities for criminals to steal your identity because many times they're unsupervised.

Monitor your statements so you can quickly notice any suspicious activity.

Report fraud immediately. Debit cards have different protections than your credit card. If you wait too long to report it, your account could be cleaned out and the bank may not reimburse you.

For more information on scams, contact your BBB by go online to www.bbb.org or calling (937) 222-5825 or (800) 776-5301.

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