Ohio auto insurance rates 9th lowest in U.S.

(Insurance Gadgets Williams) Snapshot can be described as a small device that is designed to give Progressive policyholders a discount on their auto insurance by giving the company a look at how much they drive, how fast they drive, when they drive and whether they brake hard. Policyholders who don’t drive much, drive during safer times of the day and drive in safer ways are the most likely to get the biggest discounts. The program is voluntary. The device is attached into a car’s diagnostic port, typically beneath the steering wheel. Image courtesy of Progressive insurance company.

Credit: HO

Credit: HO

(Insurance Gadgets Williams) Snapshot can be described as a small device that is designed to give Progressive policyholders a discount on their auto insurance by giving the company a look at how much they drive, how fast they drive, when they drive and whether they brake hard. Policyholders who don’t drive much, drive during safer times of the day and drive in safer ways are the most likely to get the biggest discounts. The program is voluntary. The device is attached into a car’s diagnostic port, typically beneath the steering wheel. Image courtesy of Progressive insurance company.


States with lower average yearly auto insurance premiums than Ohio

1. Idaho $535

2. South Dakota $540

3. North Dakota $550

4. Iowa $553

5. Maine $577

6. North Carolina $600

7. Wisconsin $601

8. Nebraska $603

9. Ohio $620

States with lower average yearly homeowner insurance than Ohio

1. Idaho $512

2. Oregon $552

3. Utah $552

4. Wisconsin $572

5. Washington $604

6. Ohio $652

Source: National Association of Insurance Commissioners

Ohio ranks ninth in the country for the amount of money paid for auto insurance rates, according to a release from Lt. Gov. Mary Taylor, who also directs the Ohio Department of Insurance.

Ohioan’s paid $620 on average for auto insurance according to 2011 data from the National Association of Insurance Commissioners, the most recent data available. That figure is up $1 from a year earlier, according to Taylor’s office. The national average for auto insurance is $797.

“Having auto and homeowners insurance rates that are among the lowest in the country is a big savings for Ohio consumers,” Taylor said in the release. “On average, Ohioans are paying a combined $500 less for their auto and homeowners insurance compared to the national average.”

Ohioans paid $652 on average for their homeowner’s premium, making the state the sixth lowest for premiums for the second year in a row. The national average for homeower insurance is $968, according to the release.

A year earlier, Ohioans paid $624 for the average homeowner premium, while the national average was $906, according to Taylor’s office.

During that same time period, Ohioans paid $619 for auto insurance. The national average was $791.