Homeowners asked to consider water line insurance

Homeowners who take advantage of the city’s new Water Line Warranty Program will save themselves some financial headaches if a water line on their property is damaged, city officials said.

“Many citizens are unaware that they are responsible for the water lines that go from the point of utility maintenance to their houses,” said City Manager Mike Lucking. “If these lines break or leak, repairs can be very expensive.”

The optional program is provided through the National League of Cities and administered by Service Line Warranties of America and will cost participants $5.95 per month, according to Patricia Shively, Trotwood’s finance director. Residents pay SLWA and then SLWA will give the city an undetermined amount of money for participating in the program.

This program takes care of the external service water line and it will start from anywhere in between the curb stop and up to the house.

“Due to our aging infrastructure, if there is a break, then we can only work up to where the curb stop is,” Shively said. “For the property owner, if the line breaks after the curb stop, they have to find where the break is.” The process could cost a homeowner up to $5,000, she said.

Shively also said that the city’s aging infrastructure means that homeowners very likely could be faced with this situation.

“The chances of this happening is greater than not,” Shively said.”This is just a little bit of extra protection to the citizens.”

Residents are expected to receive a letter from Lucking about the program soon. The letter says that residents who participate in the program can call SLWA’s hotline for repair work if an outside water line is damaged.

City officials decided to sign on to the program after SLWA did a presentation to city council late last year, Shively said.

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