NewsCenter 7's consumer reporter Rachel Murray will have more on this story starting at 5 p.m. on WHIO-TV. Watch live on the WHIO mobile app.
NerdWallet’s Top 10 List:
- Best for Everyday Spending: Blue Cash Preferred Card from American Express
- Easiest Travel Redemption: Barclaycard Arrival Plus World Elite MasterCard and Capital One Venture Rewards Credit Card (Tie)
- Best for Fair Credit: Barclaycard Rewards MasterCard
- Best Bonus Categories: Chase Freedom
- Best Business Credit Card: Chase Ink Plus Business Credit Card
- Best for Travel: Chase Sapphire Preferred
- Best for Balance Transfers: Chase Slate
- Best Cash Back: Citi Double Cash Card
- Longest 0% APR Period: Citi Simplicity Card
- Best Student Credit Card: Citi ThankYou Preferred Card for College Students
Sally Ermlich, of Miamisburg, said she prefers money-back credit card rewards.
“I think we all like to save and that’s a good way to save,” Ermlich said.
Tim Brandon, education coordinator at Consumer Credit Counseling Services, Graceworks, said for those planning to carry a balance, rewards cards typically have higher interest rates.
“Credit cards can be your best friend or they can be your worst enemy,” Brandon said.
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