WalletHub, a credit reporting and financial advice website, performed an analysis of 1,937 U.S. cities, including many in Ohio, to determine where Americans are most overleveraged by college-related debt. WalletHub's analysts compared the median student-loan balance against the median earnings of adults aged 25 and older with a bachelor's degree in each of the cities.
The most overleveraged student borrowers in Ohio are in Portsmouth, Fremont and Youngstown. All three are in the study’s 99th percentile of cities characterized by high median college debt and lower median earnings. Locally, Dayton is not far behind in the 95th percentile and Xenia is in the 91st.