Man’s lost pension found

Recently a man contacted the Ombudsman Office requesting assistance in locating a pension he believed he had from previous employment. The man is now elderly and wanted to get all his financial and personal affairs in order. Much earlier in his life the man worked for a company that is now no longer in business. At the time he worked for the company he had a pension and was a member of a union. In 1996 the man was divorced, and in the process of the dissolution of the marriage he lost all his paperwork related to the pension. He had been trying to locate the pension, but had only run into dead ends.

Initially the Ombudsman contacted the Social Security Administration to obtain a list of the man’s earnings record and the Employer Identification Numbers (EIN) for the man’s former employers. The Social Security Administration could check back to the 1970s without charging the man a fee for the search of paper case files located in storage.

Next the Ombudsman contacted the Pension Benefit Guaranty Corporation (PBGC) because that agency may have taken over the plan if the previous employer became bankrupt. The PBGC did not have any record of a plan through the former employer or the man’s former union.

Then the Ombudsman checked with the Department of Labor, because the employer or union would have filed a tax form for the pension plan with that Department. At the time the man was an active member of the union it was known by a number. Since that time there have been mergers of unions and a change of name. The Department of Labor staff person located and contacted the correct union, and the man was sent paperwork to complete to request payment of his pension.

The man completed the paperwork and received the first payment of about $300 at the first of this month. The payments will continue monthly at that amount for the next ten years. The man is thrilled that the lost pension was located.

The Ombudsman Column, a production of the Joint Office of Citizens' Complaints, summarizes selected problems that citizens have had with government services, schools and nursing homes in the Dayton area. Contact the Ombudsman by writing to the Beerman Building, 11 W. Monument Avenue, Suite 606, Dayton 45402, or telephone (937) 223-4613, or by electronic mail at ombudsman@dayton-ombudsman.org or like us on Facebook at "Dayton Ombudsman Office."

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